Articles on: Payment - Credit my wallet

3D Secure Code

In order to validate your deposit, it is possible that your bank ask you to validate the transaction on your Bank App or Bank Platform on the website. You need to validate the transaction with the SMS received on your phone or on the App.

To enhance protection against fraud, the 3D Secure (3DS) protocol requires customers to perform an additional verification step with their card issuer at the time of payment. In general, the customer is redirected to an authentication page on his bank's website, and must enter the password associated with the card or a code received by SMS. This process is already implemented by the main bank card networks, including Visa Secure and Mastercard Identity Check.

Within the framework of the European directive DSP2 and similar regulations in the United Kingdom, India and Australia relating to strong customer authentication, payments by credit card may be subject to the 3DS protocol. 3DS authentication is optional in other regions, but can be used as an anti-fraud measure.

Royaltiz CS Team.

Updated on: 01/08/2024

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